Financial Crisis Essay Example for Free

Financial Crisis Essay The term ‘financial’ means money or money related resources and the term ‘crisis’ means deterioration or disaster or emergency so the financial crisis means the rapid deterioration of financial indicators such as asset prices and short-term interest rates which becomes the cause of financial disaster. It is also defined as the sudden change in stock rates in the financial markets. An example of financial crisis is stock market crash (Feldstein 1991, p. 1–2). The reason for financial crisis is not the huge investments made by the business leaders in the venture related activities which fail and do not bring any profitable outcome but the reason is the sweeping of numerous market participants in the heavy risk-involved dealings for the same venture for profitable means. This can be in the form of thrifts lending, bank lending or share investments in the stock market. NBER study classifies the financial crisis into three major components: 1. Domestic capital related financial crisis 2. Economic and financial crisis through international origin and transmission 3. Financial crisis transition through economic collapse Thus, the overall reasons for financial crisis arises through the excessive involvements and investments of financial resources (money, assets, properties) in the stock market for increasing the number of shares in the interest of venture. Other reasons are the unintentional means which too arises from the market through the declining rates in short-term interest and assets prices which ruin the financial resources of a developed company and finally become the reason of ‘financial crisis’ (Feldstein 1991, p. 2–3). References Feldstein, M. (1991), The Risk of Economic Crisis, Chicago, The University of Chicago Press.

things fall apart :: essays research papers fc

Chinua Achebe’s Things Fall Apart is a story that describes the effects of a new Christian religion in a tribal village of Africa, called Umuofia. The novel is set during the late 1800s to early 1900s when the British were expanding their influence in Africa, economically, culturally, religiously, and politically. The book shows the colonization of Umuofia by the British and the negative and violent changes this brought about in the lives of the tribe members. Along with colonization was the arrival of the missionaries whose main aim was to spread the message of Christianity and to convert people to their religion. The conversion to Christianity of tribal peoples destroyed an intricate and traditional age-old way of life in the village. This is best seen in the rise and fall of the protagonist, Okonkwo, who could be understood to represent the best and worst of his culture. Eventually, Okonkwo can be seen as the symbol of the disintegration. In the late 1800, Western society did not rest the case of imperialism and colonization solely on conquest. They developed an idea based on Darwinian racial struggle, that it was the responsibility of the more â€Å"civilized† whites to help the more primitive, non-whites. This sort of assistance also included the spread of Christianity- the â€Å"true† religion. So when the white missionaries went to Umuofia, in their own minds they were justified in their cause. Upon their arrival, one of their first victims is Okonkwo’s family. His son, Nwoye is immediately attracted to the new religion (148). In Christianity, Nwoye finds comfort for things that have long disturbed him, but the religion also provides a way to rebel against his father and his ideas of masculinity. Okonkwo believes that a weak man will never be able to survive in the village, and fears his son may turn out to be like his own father. A man who was always in debt and without the proper qualities of a real man. But, for the most part, Okonkwo's idea of manliness is not the clan's. He associates masculinity with aggression and feels that anger is the only emotion that he should display. Achebe’s Things Fall Apart was published in 1958 in the midst of the Nigerian renaissance.

Education Review

Liting Wang Professor Feindert ENGWR 48007 April 2018 Critique of â€Å"There is Need to Review Our Education System† The article â€Å"There is Need to Review Our Education System† by Rhoda Kalema, a well-known author and title holder of ‘Uganda's Forum for Women in Democracy as a transformative leader 1996†², looks at some pressing issues that the education system of Uganda currently faces. There have been no proper mechanisms to foresee high-quality education offered in the country. She explains that the experience of educated people shows their fear towards the future to come of the present day education around the world. If people do not have good education, they will not have a bright future. As a result, a country like Uganda might fall backwards and will be left very weak. It will affect the country's improvement in many ways. She suggests that, the education administration should start focusing on this situation. In addition, both learners and teachers face challenges that make it impossible for the education system to be ranked anywhere in the world. The government is aware of these challenges but offers no solution. Through critique, the key issues facing the primary, secondary, and vocational education in Uganda are examined. The opinion that is currently viable to revive this whole situation is an overall reviewing of the education system from the tradition one to a modern one that will suit the needs of the students and benefit them to fight in equal terms with the rest of the students, if not in the world but Africa. One of the most interesting factors with the education system is one that dates back more than four decades ago when fresh graduate teachers had the aim of literally igniting the classrooms. Shortly when they dive into the adventure towards greatness, these graduates understand that the procedure has been pre-decided and what is required of them is to stick within classroom limits of the syllabus. The objective here is to cover the syllabus, and any idea of presenting new substance is disapproved. There is no space for learning the information's purpose, an instructor in class is to educate and how well one educates is obvious through students' execution in exams. Those who have different thoughts of possibly to energize the students, and familiarize them with new ideas and thoughts, influence them to think, and long to know more, are left to swallow their skills and watch as the students follow the old road of the low-quality education. Guardians and parents expect more from schools. They have high expectations that school will change their kids. Occasionally, they even observe the instructor as a wonderful professional of sorts, after all an educator could influence a child to learn. A typical presumption is that tutoring will shape the children and the instructor will be the one individual to guarantee this happens. In any case, things are not as basic and practical as they appear, and teachers face challenges explaining to parents that with this old education system, they should not expect much from their children. What the government has failed to understand is that Education is a public entity, which has a good aim of providing quality training with a specific end goal to reduce variations (instruction as an equalizer). Framework change should address parts of value and correspondence and additionally the more extensive quality objective. The change procedure must be incorporated, problematic, and transformative for there to be substantial outcomes for all students. An intricate procedure must be acknowledged through community-oriented associations amongst government and other key players like guardians, current society, and the private area. Sometimes individuals expect too much from old system framework models to deliver present day 21st-century skilled students. Uganda, like the rest of Africa, has a considerably young populace that forms an important part of the human resource. The youth forms the vital group that is thought to take Africa to the next African Rebellion urged by education and training. Based on the problems that the Ugandan education system is facing, the following are some of the ways that can help redeem the learners from surging into the problematic conditions just like their predecessors. The author's argument is presented in an organized and visually cluttered manner. The author presents his points with illustrations cited well from the article. The author points out the most exciting factors with the education system. â€Å"Everyone in the country and even those outside who have ever experienced a balanced education about 25-30 years ago are in pain over what is happening in the education sphere†. As evident from the article, shortly when they dive into the adventure towards greatness, these graduates understand that the procedure has been pre-decided and what is required of them is to stick within classroom limits of the syllabus. The objective here is to cover the syllabus, and any idea of presenting new substance is disapproved. Another factor that makes the article organised is the avoidance of placing unnecessary quote in the article. Instead the author options to explain to bring out the main points. For instance, in order to better understand the problems that face the education system because of government failure†¦ â€Å"I would like to reflect on several aspects that I have observed, which will bring doom to our education sector, unless a review is done immediately and aggressively†, the author puts the points down as illustrated below without filling the essay with unnecessary quotes. The author has concrete evidence that he uses to make logical appeals and the strength of this posting is rooted in the author's ability to bring out points to illustrate the failures that are evident to every reader of the article. Anything that contributes to meeting the huge needs of the education systems in Africa is a positive thing, such programs or projects are driven by people who want to serve the general good of the country in the area that, as a reminder, is the top priority of all priorities. The impression that one's gets is that there is a desire to be involved in proposing the beginnings of a solution, a standard foundation for teaching that will integrate specific local features and at the same time train future citizens of an interconnected and culturally very mixed world. A change of school learning system will reflect this concept, and it is an interesting one. In conclusion, the author has managed to create a list of reasons that would help the government and relevant stakeholders argue their case mostly for naught. The important thing is that there are on-going discussion and dialogue, and adjustments constantly being made to ensure the consistency at country level and then ideally, at the level of each regional African community, of an educational offering that necessarily has to be diversified. This is also one of the recommendations from the summary of the debate that we must have high-level, national education authorities, which must be separate and independent from the governments. They should also be tasked with the responsibility of managing the fundamental choices affecting education systems in the long term, to set a course that is not changed every time there is a change in government. Work CitedKalema, Rhoda. â€Å"There is Need to Review Our Education System.† Africa News Service, 1 Apr. 2009. Opposing Viewpoints In Context, http://link.galegroup.com/apps/doc/A196876335/OVIC?u=sacr73031;sid=OVIC;xid=d 3a28488. Accessed 3 Apr. 2018.

How Personal Organization Can Have Direct Impact On Your...

Is your laptop, monitor or desk covered in sticky notes? Do you use a different notebook or pad of paper each time you take notes at a meeting or on a call? Do you scribble notes and tasks on odd pieces of paper and then keep them in stacks on your desk? If you answered yes (and hopefully cringed) to any of those questions, then I m going to venture to guess that you are perhaps in desperate need of improving your organizational skills! Personal organization can have direct impact on your small business s success. When your important tasks, projects, events and schedule are all managed in a productive way, the result is likely to be that your business is also organized and able to grow. Poor organization skills lead to low productivity, which in turn leads to wasted time and effort. That s wasted time and effort you simply can t afford when you are working hard at growing your small business. To improve your personal organization skills, it s important to develop a system that works well for you and your particular environment. An effective organization system is ideally developed over time, and requires consistency and discipline. As I believe the saying goes, it takes 21 days of repeated action to form a habit. However many days it really does take, we typically don t develop our bad habits overnight so we can t expect to correct them in a day either. Your personal organization system does not have to be complex or high-tech for it to be effective. MyShow MoreRelatedEthical Issues in Relations Between Business and Customers.1562 Words   |  7 Pagesissues in relations between business and customers. Suleimenova Nazira. Management 11.852 Ethical issues in relations between business and customers. Nowadays, people the most part of their life spend at the work. At work, person has a contact with other employees, meets the requirements of management or personally gave orders to his subordinates. But also, the organization (enterprise, firm) in which employees work, constantly interacts with other organizations, the state and the variousRead MoreSocial Media And Its Effect On Business1388 Words   |  6 PagesThese elements are how Facebook revolutionized contemporary marketing approach, the effect on big brands and small businesses, Facebook’s role in a business and all the tools and strategies they offer will be presented, analysis of the businesses who include Facebook as a marketing key in their business. Comparative data will show the competiveness and efficiency between Facebook and Twitter. Facebook contemporary marketing approach is crucial. 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Even though a person might not get enough sleep during the night, a person should obtain a job that includes promotion because it is the best job in the world, one’sRead MoreBusiness Management : Motivation Theories Analysis Paper1384 Words   |  6 PagesBusiness Management (Motivation Theories Analysis Paper) By Ethan Cole Table of Contents Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 1.0 Motivation Types†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.2.0 Motivational Theories†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.....2.1 Investigation into Workplace Satisfaction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..3.0 Evaluation of Performance Pay / Recommendation†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦4.0 Appendix†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..5.0 Appendix†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦5Read MoreAn Description Of A Receptionist1682 Words   |  7 Pagesanswering telephones and giving information to the public and customers. 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